HSA for Self-Employed: The Triple Tax Benefit Explained

HSA for self-employed: three rising steps showing the triple tax benefit, deductible money in, tax-free growth and tax-free spending on medical costs

An HSA for self-employed people is a savings account for medical costs with a rare triple tax benefit. You can open one if you have a high-deductible health plan, even without an employer. In 2026, you can put in up to $4,400 with self-only coverage or $8,750 with family coverage. It pairs naturally with the … Read more

Health Insurance for Freelancers: Every Option Compared

Health insurance for freelancers: a shield with a medical cross surrounded by options like Marketplace, spouse's plan, HSA, COBRA and Medicaid

For most people, the best health insurance for freelancers is either an ACA Marketplace plan or a spouse’s employer plan. Both cover pre-existing conditions and the essential benefits required by law. Other options, like COBRA or Medicaid, fit specific situations. Choosing coverage is one of the biggest money decisions in your first year, which is … Read more