Self Finance Hub helps freelancers, gig workers and anyone paid on a 1099 understand their taxes and money. When you work for yourself, nobody withholds your taxes, sets up your retirement plan or tells you what you can deduct. We explain all of it in plain English, with real numbers.
Every guide on this site is free to read. There’s no sign-up, no paywall and no course to buy.
Who we write for
Our readers are U.S. freelancers and self-employed workers, including:
- Designers, writers, developers and consultants
- Rideshare and delivery drivers
- Photographers, creators and other creative freelancers
- Anyone with a side hustle on top of a regular job
Whether you just got your first 1099 or you’re deciding if an S corp makes sense, our guides start where you are.
What we cover
Our guides fall into nine topics. Each topic page lists every article we’ve published on it.
- Taxes: self-employment tax, Schedule C, 1099 forms and filing your return
- Quarterly taxes: estimated payments, due dates and how to avoid penalties
- Deductions: what you can write off, with guides by profession
- Business setup: LLC vs sole proprietor, S corps and EINs
- Banking and bookkeeping: business bank accounts and keeping your money separate
- Getting paid: invoices, payment apps and clients who pay late
- Retirement: SEP IRAs, Solo 401(k)s and contribution limits
- Insurance: health insurance, the ACA Marketplace and other coverage
- Money management: budgeting on an irregular income and your first-year checklist
We also offer a free self-employment tax calculator. It estimates what you owe in seconds, and you don’t need to create an account.
How we research our articles
Tax rules are full of numbers that change every year. That’s why we follow the same process for every guide:
- We start with official sources. Every figure comes from IRS publications, form instructions or other government pages, and we link to them.
- We use current numbers. Our guides show the rates and limits for the current tax year. We also say when a number is expected but not yet confirmed.
- We show the math. Where it helps, we work through real examples so you can check the result yourself.
- We compare products on facts. For banks, software and providers, we check fees and features on each company’s own website.
Updates and corrections
Every article shows the date of its last update. The IRS publishes most new limits between October and January, so we review our tax figures each year during those months.
If you find a mistake or an outdated number, please tell us. We check every report, fix confirmed errors quickly and update the date on the article.
Who’s behind Self Finance Hub
Self Finance Hub is edited by Daniel Brooks. Daniel researches and writes our guides, checks every figure against official IRS sources and keeps the site up to date.
Daniel is not a CPA, enrolled agent or attorney. Our guides are educational, not personal tax, legal or financial advice. For decisions about your own situation, talk to a qualified professional.
Self Finance Hub is an independent website. No bank, tax software company or financial firm owns or funds it. You’ll find the owner’s legal details in our Terms of Use.
How we make money
Keeping a site like this running takes time and money. Here’s how we pay for it:
- Advertising. We show ads through Google AdSense. Google chooses the ads, and advertisers have no say in what we write.
- Affiliate links, in some cases. In the future, a few articles may link to products we’ve reviewed and earn us a small commission. If an article has affiliate links, we’ll say so clearly at the top.
Neither of these changes our advice. We don’t accept payment for reviews or rankings, and we don’t publish sponsored articles. If a free option works better for you, we’ll tell you.
Get in touch
Do you have a question, a topic idea or a correction? Send us a message on our contact page. We usually reply within three business days. Please note that we can’t give personal tax advice.
Before you rely on any guide, please also read our Disclaimer and Privacy Policy.