Effective date: October 1, 2026
These Terms of Use govern your use of Self Finance Hub (selffinancehub.com, the “Site”). By using the Site, you agree to these terms. If you don’t agree, please don’t use the Site.
Legal notice
The Site is owned and operated by:
- Owner: Matei-Adrian Liferi
- Tax ID: Y1314058J
- Address: Calle Rodríguez Arias, 1, 48008 Bilbao, Spain
- Email: contact@selffinancehub.com
This information is provided under Spain’s Law 34/2002 on Information Society Services and Electronic Commerce (LSSI).
Use of the Site
You may read, share and link to our content for personal, non-commercial use. When you use the Site, you agree not to:
- Copy or republish our articles, images or tools without permission
- Scrape the Site or collect its content with automated tools
- Try to hack, overload or disrupt the Site or its servers
- Use the Site for anything illegal or harmful
Intellectual property
All content on the Site, including text, images, graphics, calculators and logos, belongs to Self Finance Hub or its licensors and is protected by copyright law. You may quote short passages with a clear link back to the original article. For any other use, ask us first.
Comments and messages
If you post a comment or send us a message, you are responsible for what you submit. Please don’t share personal tax details, Social Security numbers or other sensitive information. We may edit or remove any comment that is spam, offensive, off-topic or illegal. By posting, you give us permission to display your comment on the Site.
No professional advice
The Site provides general information only. It is not tax, legal or financial advice. Please read our full Disclaimer for details.
Third-party links and ads
The Site contains links to other websites, ads and affiliate offers. We don’t control those sites or products and aren’t responsible for them. Your dealings with any third party are between you and that party.
Limitation of liability
The Site is provided “as is” and “as available,” without warranties of any kind. To the fullest extent allowed by law, Self Finance Hub will not be liable for any direct, indirect or consequential losses arising from your use of the Site or reliance on its content. Nothing in these terms limits any rights you have as a consumer that cannot be limited by law.
Changes to these terms
We may update these terms from time to time. When we do, we will change the effective date at the top of this page. If you keep using the Site after a change, you accept the updated terms.
Governing law
These terms are governed by the laws of Spain. However, if you are a consumer, you also keep the protection of any mandatory laws of the country where you live.
Contact
Questions about these terms? Email us at contact@selffinancehub.com.