Effective date: October 1, 2026
This Privacy Policy explains how Self Finance Hub collects, uses and protects information when you visit selffinancehub.com. By using the Site, you agree to the practices described here.
Who is responsible for your data
The Site is operated by Matei-Adrian Liferi, based in Spain, who acts as the data controller for the purposes of this policy.
Information we collect
Information you give us. If you contact us by email or through our contact form, we receive your name, email address and the content of your message. If you leave a comment, we collect the name, email address and comment you submit.
Information collected automatically. When you visit the Site, our hosting provider and third-party services may collect technical data, such as your IP address, browser type, device type, pages visited, referring site and the time of your visit. Some of this data is collected through cookies and similar technologies.
We do not ask for, and you should never send us, sensitive information such as your Social Security number, tax ID or bank account details.
Cookies
Cookies are small text files stored on your device. We and our partners use them to keep the Site working, to measure traffic and to show advertising. Visitors in the European Economic Area, the United Kingdom and Switzerland are asked for consent before non-essential cookies are used, and you can change your choice at any time through the privacy settings link on the Site.
You can also block or delete cookies in your browser settings. However, some parts of the Site may not work properly without them.
For details, see our Cookie Policy.
Advertising and Google AdSense
We use Google AdSense to show ads on the Site. In particular:
- Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites.
- Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to this Site and/or other sites on the Internet.
- You may opt out of personalized advertising by visiting Google’s Ads Settings at https://www.google.com/settings/ads.
- You can also opt out of some third-party vendors’ use of cookies for personalized advertising at https://www.aboutads.info/choices.
To learn how Google uses information from sites that use its services, visit https://policies.google.com/technologies/partner-sites.
Analytics
We use Google Analytics to understand how visitors use the Site, such as which pages are popular and how people find us. Google Analytics uses cookies and collects data like your approximate location, device and pages viewed. You can opt out with the Google Analytics Opt-out Browser Add-on at https://tools.google.com/dlpage/gaoptout.
Comments
When you leave a comment, we store the comment, your name, your email address and your IP address. Your email address is never shown publicly. Comments may be checked by an automated spam detection service.
How we use your information
We use the information we collect to:
- Run, secure and improve the Site
- Reply to your messages and corrections
- Measure traffic and understand what content is useful
- Show ads and earn affiliate commissions that keep the Site free
- Meet our legal obligations
We do not sell your personal information for money.
Legal bases (EEA and UK visitors)
If you are in the European Economic Area or the United Kingdom, we process your data on these legal bases:
- Consent, for non-essential cookies, personalized ads and analytics
- Legitimate interests, to run and secure the Site and reply to your messages
- Legal obligation, when the law requires us to keep or share data
How long we keep your data
We keep messages you send us for up to two years, unless we need them longer to answer a legal claim. We keep comments for as long as they are published on the Site. Cookie lifetimes depend on each provider, and you can delete cookies at any time in your browser.
Sharing and international transfers
We share data only with service providers that help us run the Site, such as our hosting provider, Google (advertising and analytics) and affiliate partners. Some of these providers are based in the United States. When data is transferred outside the EEA or the UK, it is protected by safeguards such as the EU-U.S. Data Privacy Framework or standard contractual clauses.
Your privacy rights
If you are in the EEA or the UK, you have the right to access, correct or delete your data, to restrict or object to how we use it, to data portability and to withdraw your consent at any time. You also have the right to complain to a data protection authority. Our lead authority is the Spanish Data Protection Agency (AEPD), www.aepd.es.
If you live in a U.S. state with a privacy law, such as California, Colorado, Connecticut or Virginia, you may have the right to know what data we collect, to delete it, to correct it and to opt out of targeted advertising or the “sale” or “sharing” of personal information. To opt out, use the “Do Not Sell or Share My Personal Information” link at the bottom of the Site, or contact us.
To use any of these rights, email us at contact@selffinancehub.com. We will reply within the time required by law, and we won’t treat you differently for using your rights.
Children’s privacy
The Site is meant for adults. We don’t knowingly collect personal information from children under 16. If you believe a child has sent us personal data, contact us and we will delete it.
Security
We use reasonable measures to protect your information, including a secure HTTPS connection. Even so, no website or online service is completely secure.
Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will change the effective date at the top of this page. For important changes, we may also post a notice on the Site.
Contact us
If you have questions about this Privacy Policy or your data, email us at contact@selffinancehub.com or use our contact page.